# DORA and Latvijas Banka: Practical Guide for Latvian Financial Entities

Source: https://www.cyadviso.com/dora-bank-of-latvia
Last reviewed: 2026-05-01
Country: Latvia (LV)
Tags: DORA, Latvia

Latvijas Banka as the consolidated DORA competent authority for Latvia: scope, ICT incident framing, Register of Information and 2026 evidence checklist today.

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## Short answer

Latvijas Banka is the consolidated competent authority for the Latvian financial sector since the 2023 merger of the Bank of Latvia and the Financial and Capital Market Commission (FKTK), and supervises DORA-in-scope financial entities including credit institutions, EMIs, PIs, CASPs and investment firms.

## Competent authorities

- **Latvijas Banka (Bank of Latvia)** (Latvijas Banka) — https://www.bank.lv/en/

## Entities in scope

- Credit institutions (banks)
- Payment institutions and electronic money institutions (PIs / EMIs)
- Investment firms
- Crypto-asset service providers (CASPs) authorised under MiCA
- Insurance and reinsurance undertakings, where supervised in this jurisdiction
- Other financial entities listed in DORA Article 2

## Jurisdictional nuances

- Since 1 January 2023 the former Financial and Capital Market Commission (FKTK) is part of Latvijas Banka — supervisory and macroprudential authority sit in a single body.
- Latvia is an active jurisdiction for EMI / PI authorisations; ICT third-party arrangements with payment-processing or core-banking providers are examined closely.
- MiCA is supervised by Latvijas Banka; CASP authorisation triggers DORA financial-entity status.

## Primary sources

- Latvijas Banka — Financial market supervision — https://www.bank.lv/en/operational-areas/supervision/financial-market-supervision
- Latvijas Banka — DORA implementation and subjects — https://www.bank.lv/en/operational-areas/supervision/ict-security-and-cyber-risks/dora-implementation-and-subjects
- Regulation (EU) 2022/2554 — DORA, EUR-Lex — https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554
- European Banking Authority — Digital Operational Resilience Act (DORA) — https://www.eba.europa.eu/activities/direct-supervision-and-oversight/digital-operational-resilience-act

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Authored by Andrey Gubarev — CISO for EU fintechs (CISM, CDPSE, SABSA).
CyAdviso · DORA / ICT risk / vCISO programmes for EU-licensed fintechs.