# DORA and Finansinspektionen: Practical Guide for Swedish Financial Entities

Source: https://www.cyadviso.com/dora-finansinspektionen-sweden
Last reviewed: 2026-05-01
Country: Sweden (SE)
Tags: DORA, Sweden

Finansinspektionen — Sweden's DORA competent authority for credit institutions, payment firms, investment firms and CASPs: scope, ICT reporting and evidence.

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## Short answer

In Sweden, Finansinspektionen (the Swedish Financial Supervisory Authority) is the competent authority for the financial entities falling within DORA, including credit institutions, payment service providers, investment firms, insurance undertakings and CASPs authorised under MiCA.

## Competent authorities

- **Finansinspektionen (Swedish Financial Supervisory Authority)** (Finansinspektionen) — https://www.fi.se/en/

## Entities in scope

- Credit institutions (banks)
- Payment institutions and electronic money institutions (PIs / EMIs)
- Investment firms
- Crypto-asset service providers (CASPs) authorised under MiCA
- Insurance and reinsurance undertakings, where supervised in this jurisdiction
- Other financial entities listed in DORA Article 2

## Jurisdictional nuances

- Finansinspektionen has a track record of detailed ICT-risk and outsourcing supervisory dialogue — DORA evidence requests build on existing themes (governance, third-party concentration, cloud).
- Insurance undertakings are also supervised by Finansinspektionen, so the DORA + Solvency II ICT-risk overlap lives in a single supervisor.
- Reporting language for some interactions is Swedish; verify whether English is accepted for a given submission on the FI website.

## Primary sources

- Finansinspektionen — Regulations 2024:20 on DORA reporting — https://www.fi.se/en/our-registers/fffs/search-fffs/2024/202420/
- Finansinspektionen — Reporting to FI — https://www.fi.se/en/applying-and-reporting/reporting2/
- Regulation (EU) 2022/2554 — DORA, EUR-Lex — https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554
- European Banking Authority — Digital Operational Resilience Act (DORA) — https://www.eba.europa.eu/activities/direct-supervision-and-oversight/digital-operational-resilience-act

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Authored by Andrey Gubarev — CISO for EU fintechs (CISM, CDPSE, SABSA).
CyAdviso · DORA / ICT risk / vCISO programmes for EU-licensed fintechs.